Some Texas consumers may be paying a significant amount of money in credit card fees and interest. The personal finance website MagnifyMoney looked at data provided by the Federal Deposit Insurance Corporation and found that Americans had paid over $104 billion in...
Automatic stays and creditor violations
Debtors in Texas who have filed for bankruptcy may have legal recourse if their creditors continue to pursue collections. Bankruptcy filers are given an automatic stay, during which creditors are prohibited from contacting the debtors to collect on the debts. The type...
Obtaining vehicle loans after bankruptcy
Texas residents who are contemplating bankruptcy are often concerned about obtaining future credit. This is a valid concern, especially in the area of automobile loans since transportation is often necessary to retain employment. Though a bankruptcy is a blemish on a...
3 signs you are being harassed by a creditor
Countless Americans are overwhelmed by debt and seeking ways to lessen the burden it imposes on their lives. When debt goes to a collections agency, it is not uncommon for creditors to persistently harass debtors to the point of intimidation. Whether you have maxed...
The average credit score in Texas is 656
The average Texas resident has a credit score of 656, which is considered fair but not good, and has $6,902 in revolving debt according to figures from Experian. The consumer credit reporting agency's annual State of Credit report reveals a growing North-South divide....
